• General Liability Insurance General liability insurance is designed to protect you in the event of a claim for bodily injury or property damage to a third party.  An example of this coverage is when someone is walking on your premises and he slips and falls.  You could be sued by a client who gets food poisoning from a hot dog that you sell. If you rent office space, it’s common that you landlord requires insurance as well.
    • In some situations, you may find that vendors that give you business require that they be added as an additional insured to your general liability insurance.  We can help with this and get you the certificate of insurance that you need.

 

  • Business Personal Property Depending on your needs, you may need insurance for your equipment.  This equipment could include office furniture, computers, televisions, inventory, and more.  Sample risks include fire, smoke damage, hail damage, and more.

  • Commercial Auto Insurance (Livery Insurance, Transportation for Hire Insurance)

This is the insurance that is for businesses that use vehicles to transport people for hire.  This type of insurance cannot be bought online, so please contact us to request a quote.  Click here to be taken to the quoting page for livery insurance.

Disclaimer: Of course, each claim is subject to review and this website in no way suggests that coverage would be provided under a specific policy.  Coverage definitions vary by policy and these are just general definitions.  Contact us for more information regarding the different types of insurance.

 

NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.

This is only a partial list of available coverages, please request a quote online or call us to go over the options.  Quotes and same day proof of insurance are available in many situations, thanks to the knowledgeable team at Stratum Insurance Agency LLC.

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